A Flexible Spending Account funds用于 pay:

A Flexible Spending Account funds用于 pay:

• A. Unreimbursed medical expenses
• B. Mortgage payments
• C. Vehicle loans
• D. Insurance premiums

Answer: (A)

Flexible Spending Accounts are funded with pretax dollars and are meant to reimburse you for medical expenses that your health plan doesn’t cover. The focus is on costs that count as medical care for you and your dependents, such as visits, prescriptions, dental work, and vision care—expenses you’d pay out of pocket if you didn’t have the FSA. Because of that, using FSA funds to cover mortgage payments or vehicle loans isn’t appropriate, since those are not medical expenses. Insurance premiums are generally not eligible for reimbursement from a medical FSA either, with only a few narrow exceptions that don’t apply here. In short, the funds are intended for unreimbursed medical expenses.

Flexible Spending Accounts are funded with pretax dollars and are meant to reimburse you for medical expenses that your health plan doesn’t cover. The focus is on costs that count as medical care for you and your dependents, such as visits, prescriptions, dental work, and vision care—expenses you’d pay out of pocket if you didn’t have the FSA. Because of that, using FSA funds to cover mortgage payments or vehicle loans isn’t appropriate, since those are not medical expenses. Insurance premiums are generally not eligible for reimbursement from a medical FSA either, with only a few narrow exceptions that don’t apply here. In short, the funds are intended for unreimbursed medical expenses.