A Nonfamily Rider provides coverage for which of the following?

A Nonfamily Rider provides coverage for which of the following?

• A. Provides coverage on an additional insured, other than a spouse or child, such as a business partner.
• B. Provides coverage only for a spouse or child.
• C. Extends coverage to non-family beneficiaries after death.
• D. Replaces the primary policyholder's coverage with a separate policy.

Answer: (C)

A nonfamily rider is about who can receive the policy’s death benefit. It allows you to name someone who isn’t related to you to receive the proceeds when you die. That’s why the best description is that it extends coverage to non-family beneficiaries after death—the rider’s purpose is to designate non-family recipients (like a business partner, charity, or friend) to receive the benefit. It isn’t about insuring living individuals or replacing your policy with a separate one, and it doesn’t limit coverage to spouses or children.

A nonfamily rider is about who can receive the policy’s death benefit. It allows you to name someone who isn’t related to you to receive the proceeds when you die. That’s why the best description is that it extends coverage to non-family beneficiaries after death—the rider’s purpose is to designate non-family recipients (like a business partner, charity, or friend) to receive the benefit. It isn’t about insuring living individuals or replacing your policy with a separate one, and it doesn’t limit coverage to spouses or children.