During inpatient hospitalization, days 61–90 require what payment arrangement?

During inpatient hospitalization, days 61–90 require what payment arrangement?

• A. Medicare pays 100%.
• B. There is no copayment.
• C. A daily copayment applies.
• D. The insured pays a daily copayment for days 61–90.

Answer: (D)

During an inpatient hospital stay under Medicare Part A, the first 60 days are covered after meeting the annual deductible. For days 61 through 90, there is a daily coinsurance (copayment) the beneficiary pays for each day, while Medicare covers the remaining portion of the costs. This means the insured pays a fixed daily amount for those 30 days, rather than Medicare paying everything. If the stay goes beyond 90 days, there are Lifetime Reserve days with a higher coinsurance. So, the payment arrangement for days 61–90 is that the insured pays a daily copayment.

During an inpatient hospital stay under Medicare Part A, the first 60 days are covered after meeting the annual deductible. For days 61 through 90, there is a daily coinsurance (copayment) the beneficiary pays for each day, while Medicare covers the remaining portion of the costs. This means the insured pays a fixed daily amount for those 30 days, rather than Medicare paying everything. If the stay goes beyond 90 days, there are Lifetime Reserve days with a higher coinsurance. So, the payment arrangement for days 61–90 is that the insured pays a daily copayment.