Medicare Part C statement true?

Medicare Part C statement true?

• A. Optional, premium payment required.
• B. Participation in Part A and B required.
• C. Provides coverage that a Medigap Plan would provide.
• D. It replaces Part A and B with no enrollment necessary.

Answer: (B)

The main idea is that you must be enrolled in both Part A and Part B to join Medicare Part C (Medicare Advantage). Part C is an alternative way to receive your Part A and Part B benefits through private plans, so eligibility hinges on having both original parts first. It’s optional in the sense you choose to enroll in a Part C plan instead of Original Medicare, and you’ll typically pay the Part B premium plus any plan-specific premium (though some plans offer $0 plan premiums). Medigap is a separate supplemental coverage for Original Medicare, not a replacement within a Part C plan, and you generally don’t pair Medigap with Medicare Advantage. Also, Part C does not replace Part A and Part B with no enrollment necessary—you enroll in a Part C plan in place of Original Medicare, but you must already have Parts A and B and you still have them covered through the private plan.

The main idea is that you must be enrolled in both Part A and Part B to join Medicare Part C (Medicare Advantage). Part C is an alternative way to receive your Part A and Part B benefits through private plans, so eligibility hinges on having both original parts first. It’s optional in the sense you choose to enroll in a Part C plan instead of Original Medicare, and you’ll typically pay the Part B premium plus any plan-specific premium (though some plans offer $0 plan premiums). Medigap is a separate supplemental coverage for Original Medicare, not a replacement within a Part C plan, and you generally don’t pair Medigap with Medicare Advantage. Also, Part C does not replace Part A and Part B with no enrollment necessary—you enroll in a Part C plan in place of Original Medicare, but you must already have Parts A and B and you still have them covered through the private plan.