Survivor Benefit description?

Survivor Benefit description?

• A. False
• B. Payable to the insured's employer
• C. Income payable to eligible dependents of a fully insured deceased worker.
• D. It's a lump-sum only

Answer: (C)

Survivor benefits are ongoing monthly income provided to eligible dependents of a deceased worker who had sufficient insured status. This captures the essential idea: the benefit is periodic support for those who depended on the worker, not a one-time payment. It’s not paid to the employer, and it isn’t a lump-sum only; the payments continue as long as the survivor remains eligible. The requirement that the worker be fully insured means they had enough work credits for survivors to qualify.

Survivor benefits are ongoing monthly income provided to eligible dependents of a deceased worker who had sufficient insured status. This captures the essential idea: the benefit is periodic support for those who depended on the worker, not a one-time payment. It’s not paid to the employer, and it isn’t a lump-sum only; the payments continue as long as the survivor remains eligible. The requirement that the worker be fully insured means they had enough work credits for survivors to qualify.