Survivor benefits are payable to eligible dependents of a fully insured deceased worker:

Survivor benefits are payable to eligible dependents of a fully insured deceased worker:

• A. A monthly Social Security Survivor Benefit is income payable to eligible dependents of a fully insured deceased worker.
• B. It is a lump-sum payment only.
• C. It is paid to the deceased worker's employer.
• D. It is not related to Social Security.

Answer: (A)

Social Security survivor benefits are ongoing monthly payments to eligible dependents after a fully insured worker dies. These benefits come from the deceased worker’s Social Security earnings record and are meant to support family members who depended on that income. They are monthly, not a lump-sum, and they aren’t paid to the employer. Because these benefits come from Social Security and are specifically for dependents of a fully insured deceased worker, this description best fits what survivor benefits are.

Social Security survivor benefits are ongoing monthly payments to eligible dependents after a fully insured worker dies. These benefits come from the deceased worker’s Social Security earnings record and are meant to support family members who depended on that income. They are monthly, not a lump-sum, and they aren’t paid to the employer. Because these benefits come from Social Security and are specifically for dependents of a fully insured deceased worker, this description best fits what survivor benefits are.