Under Medicare Part A, who pays the daily copayment for days 61-90?

Under Medicare Part A, who pays the daily copayment for days 61-90?

• A. The insured pays a daily copayment
• B. Medicare pays the entire balance
• C. The hospital pays the copayment
• D. The copayment is waived

Answer: (A)

Under Medicare Part A, inpatient hospital stays have cost sharing. For the first 60 days of a stay, there is a deductible. From day 61 through day 90, there is a daily coinsurance amount that the patient pays. Medicare covers the remaining portion of those days, but the daily copayment is the insured’s responsibility. The hospital isn’t paying this copayment, and it isn’t waived. If the stay goes beyond day 90, the charges continue at a higher rate for lifetime reserve days, with the patient responsible for those costs after the allotted reserve days.

Under Medicare Part A, inpatient hospital stays have cost sharing. For the first 60 days of a stay, there is a deductible. From day 61 through day 90, there is a daily coinsurance amount that the patient pays. Medicare covers the remaining portion of those days, but the daily copayment is the insured’s responsibility. The hospital isn’t paying this copayment, and it isn’t waived. If the stay goes beyond day 90, the charges continue at a higher rate for lifetime reserve days, with the patient responsible for those costs after the allotted reserve days.