What describes Partial Disability?

What describes Partial Disability?

• A. Inability to perform 1 or more of the regular duties of an occupation.
• B. Inability to perform all duties of an occupation.
• C. Total permanent disability.
• D. Disability due to non-occupational causes.

Answer: (A)

Partial disability means you can’t do all of the regular duties of your job, but you can still perform some tasks. This reflects a reduced work capacity rather than a complete inability to work, so benefits, if provided, are typically partial or proportional to the loss of duties or earnings. In contrast, the other descriptions describe different states: being unable to perform all duties is total disability, and total permanent disability refers to a permanent, complete loss of ability to work. Disability caused by non-occupational factors focuses on the source of the disability rather than how much work you can still do.

Partial disability means you can’t do all of the regular duties of your job, but you can still perform some tasks. This reflects a reduced work capacity rather than a complete inability to work, so benefits, if provided, are typically partial or proportional to the loss of duties or earnings. In contrast, the other descriptions describe different states: being unable to perform all duties is total disability, and total permanent disability refers to a permanent, complete loss of ability to work. Disability caused by non-occupational factors focuses on the source of the disability rather than how much work you can still do.