Which option is used to add a spouse as an additional insured?

Which option is used to add a spouse as an additional insured?

• A. Spouse (Other Insured) Rider
• B. Child Rider
• C. Family Rider
• D. Nonfamily Rider

Answer: (A)

To add a spouse as an insured, you use the Spouse (Other Insured) Rider. This endorsement designates the spouse as an additional insured under the policy, extending the specified coverages to them. It’s the tool specifically intended to bring a spouse into the policy’s protection. Other riders exist for different purposes—adding a child, covering multiple family members, or extending coverage to a nonfamily member—but they don’t explicitly set up a spouse as an additional insured.

To add a spouse as an insured, you use the Spouse (Other Insured) Rider. This endorsement designates the spouse as an additional insured under the policy, extending the specified coverages to them. It’s the tool specifically intended to bring a spouse into the policy’s protection. Other riders exist for different purposes—adding a child, covering multiple family members, or extending coverage to a nonfamily member—but they don’t explicitly set up a spouse as an additional insured.