Which term provides level term coverage on the life of the insured's spouse?

Which term provides level term coverage on the life of the insured's spouse?

• A. Adjustable Face Amount
• B. Surrenders
• C. Survivor Protection
• D. Spouse Rider

Answer: (D)

A spouse rider is a rider that adds term life coverage on the insured’s spouse. It provides level term protection for the spouse, usually for a set term or until a specified age, with the death benefit remaining constant during that period. This specifically extends life insurance to another person—the spouse—without changing the base policy. The other options describe different features: an adjustable face amount changes the policy’s own death benefit, surrenders relate to withdrawing or terminating the policy, and survivor protection is a different rider not focused on providing level term coverage for the spouse.

A spouse rider is a rider that adds term life coverage on the insured’s spouse. It provides level term protection for the spouse, usually for a set term or until a specified age, with the death benefit remaining constant during that period. This specifically extends life insurance to another person—the spouse—without changing the base policy. The other options describe different features: an adjustable face amount changes the policy’s own death benefit, surrenders relate to withdrawing or terminating the policy, and survivor protection is a different rider not focused on providing level term coverage for the spouse.