Which term refers to the provision requiring claim forms to be received within a specified period after notice of claim?

Which term refers to the provision requiring claim forms to be received within a specified period after notice of claim?

• A. Dividend Paid-Up Additions
• B. Claim Form Provision
• C. Survivor Protection
• D. Spouse Rider

Answer: (B)

The main idea here is the claim form provision, a clause in an insurance contract that sets the deadline for returning the required claim forms after notice of a claim. After you notify the insurer of a loss, the policy requires you to submit the claim forms within a specified period so the company can verify coverage and process the payout. If those forms aren’t received in time, the claim can be delayed or denied, unless an extension or good cause applies. The other terms describe different policy features—dividends paid-up additions are a dividend option, while survivor protection and a spouse rider are riders—not the deadline for filing claim forms.

The main idea here is the claim form provision, a clause in an insurance contract that sets the deadline for returning the required claim forms after notice of a claim. After you notify the insurer of a loss, the policy requires you to submit the claim forms within a specified period so the company can verify coverage and process the payout. If those forms aren’t received in time, the claim can be delayed or denied, unless an extension or good cause applies. The other terms describe different policy features—dividends paid-up additions are a dividend option, while survivor protection and a spouse rider are riders—not the deadline for filing claim forms.